Common Mistakes You Want to Avoid in an Auto Accident Claim

After a car accident, if you suffer physically, mentally, and financially, as per the law, you deserve to be compensated for those losses. However, settling a car accident claim is not easy. The process is lengthy and can drain you, especially if you are also dealing with injuries on the side. For people who choose to go through the process without a car accident lawyer, it is tough for them to figure out what to do, which can lead to mistakes. Here are some of those common mistakes you need to avoid jeopardizing your accident claim.

Not Getting Medical Attention

One of the first things you need to do after being involved in an accident is to get medical attention. That way, you can receive treatment for your injuries before they worsen. In addition, medical records are also part of the evidence. If you delay getting treatment, the insurance adjuster and the driver at fault can easily claim that you were not injured in the accident and that any injuries you have came from somewhere else. You can avoid such bogus claims by seeing a doctor immediately. Most importantly, some injuries like internal bleeding may not be apparent immediately. Going to the hospital allows the doctor to examine you and rule out such risks.  

Not Documenting the Accident

If you can, try and document the scene of the accident, as it will help with your claim. The photos and videos you take are the evidence your attorney will need when making a claim. You can photograph the injuries, damage to the vehicle, traffic lights, or signs around the area and take witness statements and information. It may seem like a lot, but if you can, document all that. You do not want to leave any loopholes that can be used against you.

Failing to Call the Police

Always call the police after an accident where you have suffered losses and plan to file a claim. Even if the other party insists on settling the matter without the authorities, they do not agree. Traffic police have been trained to investigate the scene of an accident, collect evidence, identify witnesses, among many other things. Plus, you will need that police report to establish liability.

Not Hiring A Lawyer

You may think that your insurance company is on your side, till the day you get into an accident. At the end of the day, insurance is business, and they are protecting themselves. That is why it is crucial to have a skilled car accident lawyer representing you. The lawyer can guide you in filing the claim, negotiate for reasonable compensation, and ensure no mistakes are made. They will also help you collect any evidence that can support your case. If the issue goes to court, your lawyer will represent you.

Accepting a Quick Settlement

If you sustain severe injuries from the accident, your medical bills are likely to be high. On top of that, you may need ongoing medical care before you are completely healed, which is not cheap. During this time, you are stressed and vulnerable, which some insurance companies can take advantage of. Try not to accept a quick settlement without doing your due diligence. Some insurance companies can offer you a low settlement, and once you accept it, your file is closed, and you cannot go to court. Take your time first and seek legal counsel. The attorney will handle the negotiations for you.

All the mistakes listed above can be avoided by hiring a car accident lawyer. They have been doing this for a long time and have perfected the skills of negotiating for a good settlement.

How Much Is a Personal Injury Case Worth?

After a car accident, the chances are that you will suffer physical, emotional, and financial damage. A common question that most victims ask is how much is my personal injury case worth? It may sound like a simple question with a straightforward answer, but it is not. For once, each car accident case is different, producing different outcomes. That means there is no one standard amount one can get. And while some damages are easy to quantify, such as medical bills, how do you quantify pain and suffering?

Deciding on The Value of a Personal Injury Case

The worth of a personal injury claim is determined by the damages involved. Here are the different types of damage commonly found in personal injury cases.

Medical Expenses

A personal injury case will always involve injuries, hence the name. That means the victim will go to the hospital to receive medical care. One has to be compensated for the medical costs they will incur, including future treatments or medical care needed because of an accident.

Pain and Suffering

Victims may be entitled to compensation for the pain and suffering they went through after the accident. Basically, pain and suffering are the loss of happiness and comfort that results from an accident.

Property Loss

This falls under damaged property, whether it is a car, motorbike, or any other item. Victims are entitled to compensation for the cost of repairing or replacing the damaged items from the accident.

Income

If the accident affects your income, you are entitled to compensation for the lost income. This also includes money you would have made in the future were it not for the accident. In legal terms, this falls under a victim’s loss of earning capacity. 

Emotional Distress

Emotional distress often results from severe accidents. Besides the physical pain, you can seek compensation for the emotional distress or the psychological impact of the accident. Some signs of emotional distress include fear, anxiety, depression, stress, or even post-traumatic stress disorder (PTSD). At times, emotional distress can be classed as pain and suffering.

Loss of Consortium

Loss of consortium damages is related to the effect of a victim’s injuries on the people closely associated with them, e.g., a spouse. For instance, if an injury has caused you to lose companionship with your spouse, you may be eligible for compensation.

Loss of Enjoyment

These are damages that prevent you from enjoying your usual pursuits like exercising, hobbies, and other recreational activities.

Most people are often not aware of the extent of their damage. In most cases, they only consider present injuries and property damage. Visiting the law offices of Steve Gimblin can help you figure out how much your injury case is worth.  

A Plaintiff’s Action Can Also Affect the Settlement Awarded

Even if you have been injured in an accident, the role you played in the accident can reduce the amount of compensation you get. Here are some basic negligence rules that can affect the amount awarded.  

  • Contributory negligence: A few states are strict when it comes to this, where the defendant is not allowed to get any compensation for the accident if they are found to be partially responsible for the accident.
  • Comparative negligence: If you are found to be partially responsible for the accident, the compensation you get is also reduced. So, if the investigation finds you are 20% responsible for the accident, the compensation to be awarded is reduced by 20%.

Before a victim is awarded a settlement for a personal injury case, there is so much to be considered. A process you may assume will take at most a month may even take a year. Working with a personal injury lawyer is always recommended. After analyzing your case, they can prepare you for the amount you can expect, and they can also push for a speedy process.

Avoid These Three Actions After a Car Accident

Automobile accidents are not an uncommon occurrence in the U.S. According to the Centers for Disease Control and Prevention, they are one of the top causes of death. 

Furthermore, statistics show that there are approximately six million vehicular wrecks each year. If you ever find yourself involved in one, there are certain things you should never do.

1. Leave

Don’t drive away from the scene of the accident! This is usually illegal as well as unsmart and may cost you in the future if you have to find an accident lawyer Columbia MD, and go to court.

2. Confess

Avoid incriminating yourself regardless of whether you are at fault or not. This does not mean you should lie about what happened; honesty is the best policy. However, it is not good to outright admit fault as your insurer may try to use it as grounds to deny your claim. 

3. Forget

There are certain things you need to do in the wake of a car accident that you should not forget. Do not neglect to document the scene of the accident; photographic evidence, the other driver’s information (phone number and insurance details) and written testimonies are important for filing insurance claims. Remember to inform the proper authorities, a.k.a., the police. According to Maryland law, if there is death, injury or property damage resulting from the accident, you must notify the police. Even if the accident does not involve these, it is still a good policy to call them. The police will also document the incident and their report may benefit you later when you are dealing with your indemnifier or if you end up in court. 

A wreck can be a shocking and traumatizing experience, and it can be difficult to know what to do. It is important to keep these things in mind though as doing so may reduce hassle in the long run. 

Foreclosure Defense: Knowing Your Rights

Until relatively recently, it was very difficult for homeowners to successfully fend off foreclosure. Economic conditions since the housing crisis and the Great Recession of 2008-09 have changed things, particularly in light of misconduct and errors on the part of lenders. This has led to courts having greater sympathy for homeowners facing foreclosure. Today, there are a number of options for foreclosure defense Columbia MD that can help you to remain in your home.

How Can a Foreclosure Attorney Help?

Because courts today are more likely to side with homeowners, an attorney has a number of different options available when it comes to mounting a defense. For example, in a number of cases, the mortgage company failed to follow proper procedures under state law or made serious errors in servicing the loan.  

Another common situation that has arisen in the past is when the bank or mortgage company has no standing, i.e., they cannot prove they hold the loan. The reason this happens is that mortgages are frequently “bundled” and sold — repeatedly. Documentation gets lost, or the transfer of ownership is not done properly. These days, lenders are much more careful about such details, so this kind of foreclosure defense is less likely to be an option. 

Do You Serve in the Military?

Servicemen and women on full-time active duty with a branch of the U.S. armed forces enjoy special rights under the  Servicemembers Civil Relief Act (SCRA) when it comes to foreclosure.  Among other things, the SCRA protects service personnel from foreclosure during their service. In addition, the law caps the interest rate on loans at 6 percent, provided the loan was taken out prior to going on active duty status.

The SCRA also applies to commissioned officers working for the Public Health Service and the Oceanic and Atmospheric Administration.

Essential Roles of a Construction Site Accident Lawyer

When individuals are injured or killed due to a construction site accident, they may have legal recourse. A construction site accident lawyer can help the victim file a claim and seek damages from those responsible for the accident. These lawyers typically have experience in many different areas of law, including personal injury, product liability, and workers’ compensation. Some of their essential roles include:

Investigation

The first role of this lawyer is to investigate the accident scene and collect evidence. This includes taking photographs of the scene, interviewing witnesses, and obtaining copies of relevant safety records. The lawyer will also work with experts to determine what caused the accident and is liable.

Legal Representation

A qualified lawyer represents the victim and negotiates settlements with the defendant in court. If the case goes to trial, the lawyer will present evidence and argue on behalf of the victim. The lawyer may also consult with experts to help build a strong case.

Advocacy

Advocacy is one of the essential roles of this type of lawyer. The lawyers help protect the rights of injured workers, and they also work to ensure that employers are held accountable for their actions. By advocating for injured workers, these lawyers help ensure that they receive the medical care and financial compensation they need and deserve.

Advocacy is important because it ensures that the rights of injured workers are protected. Injured workers can often be left vulnerable after a construction accident, and they may not know where to turn for help. The lawyers can provide these workers with the support they need and help ensure that employers are held accountable for their actions. By advocating for injured workers, these lawyers help ensure that they receive the medical care and financial compensation they need and deserve.

Education

Today, the education of the public is an essential role of this type of lawyer. People often feel knowledgeable about sites’ accidents and can handle such claims independently. Unfortunately, many people do not understand the complexities of these cases and wind up with an inadequate settlement resulting from hiring unqualified legal counsel. A qualified attorney will ensure all steps have been taken to maximize the potential for a fair settlement. They can provide information about filing a claim, and what types of damages may be available.

Relocation Assistance

A qualified lawyer can help the victim relocate and find new housing if necessary. This might be necessary if the victim was injured in a place or home that they can no longer access or will cost too much money to repair.

Litigation Assistance

In some cases, this lawyer may also help an individual’s family with legal proceedings related to their death. They may assist with filing a wrongful death claim and identifying beneficiaries.

Settlement Negotiation

A final role of this type of lawyer is settlement negotiation. If a defendant has been identified, the attorney will negotiate an appropriate settlement amount on behalf of the client. If there are further legal proceedings, such as a trial or before an appeals court, the attorney will again represent the victim and argue for a fair settlement.

A construction accident lawyer has many important roles in helping victims of accidents receive the justice they deserve. They investigate the scene, represent the victim in court, and negotiate a fair settlement. The lawyers are also responsible for educating the public about their rights and helping injured workers relocate and find new housing. If you have been injured in a construction site accident, it is important to contact a lawyer as soon as possible. They can help you file a claim and get the compensation you deserve.

Some Reasons Why Hiring a Medical Malpractice Attorney is Crucial When Pursuing a Claim

People often do not know the importance of lawyers till they require one. Once you find yourself in the legal system or requiring settlement for a severe injury, you realize that hiring an experienced legal attorney can significantly make a difference in your personal life.

There are several benefits of hiring a lawyer after you have suffered harm due to the negligence of a healthcare professional. The following are some reasons why hiring a medical malpractice attorney is crucial when pursuing a claim.

  • Dealing with insurers: Among the most challenging aspects of a medical malpractice claim is dealing with insurance companies. Most people are often not sure if they are under an obligation to speak to insurers or what they need to say when corresponding with a representative. An experienced medical malpractice attorney can deal with most of the correspondence and advice you on what you should or should not say to insurers.
  • Handling the paperwork: If you have ever perused legal documents, you most likely know how complex legal terminologies can be. In medical malpractice claims, there is an apparently never-ending flow of paperwork that you require to prepare, review and respond to. Experienced lawyers know the legal jargon to use, the timing for filing a medical malpractice claim, and the best way to respond to other parties.
  • Knowing the claim value: Without some form of reference, you could enter into the negotiation process with unreasonable expectations. Most lawyers have gone through this process severally and have the expertise to determine the compensation that adequately represents your requirements and enhances the chances of succeeding in your claim.
  • Negotiating the best possible settlement: In addition to knowing what a claim is worth, attorneys are also skilled in negotiation. In many cases, an attorney’s reputation precedes them, which enhances their ability to negotiate a favorable settlement for their client. Attorneys won’t be intimidated by a healthcare provider’s legal team, and they’ll know how to build a strategy that will be effective in a negotiation.
  • Arguing your case in court. In most health malpractice claims, the victim’s case often ends before a jury or a judge. The success of your claim depends on your ability to argue the case. A good medical malpractice attorney knows how to design a claim that captures their client’s needs to a judge and follows the judge’s expected standards.
  • Helping you avoid mistakes. When you do not know the claim filing process, you are more likely to make errors. When handling a medical malpractice claim that has the potential to assist you in paying medical expenses and securing lost wages, the mistakes can be costly for your case. Learning through your own experience is not an ideal option for a victim that requires compensation for severe medical malpractice injuries.
  • Hastens the process. An experienced malpractice lawyer appreciates that time is usually of the essence for their clients. A reasonable attorney will always prioritize keeping a case going so that their client obtains a result within the appropriate time frame.
  • Sparing your time. The processes followed in filing a claim can be highly time-consuming. If you’ve never done it before, you also must factor in the amount of time you’ll spend researching each required step. By hiring an attorney to do the work, you’ll free yourself up to focus on your recovery and go about your daily life.
  • Creating network. When you engage a lawyer, you also enlist the assistance of their network of connections. Whether it is consulting professionals in an area that reinforces your case or finding a health expert to address your condition, a lawyer knows persons that can assist you in recovering and enhancing the chances of succeeding in your case.

Never Do These 3 Things After a Car Accident

Most people do the right things after a car accident: check for injuries, pull off the road if it’s safe, exchange insurance information, and render or receive first aid. Sometimes, however, emotions get the better of people, and things happen that don’t bode well with the law or insurance companies. Never do these three things after a car accident, or even a car accident attorney Seattle-based may not be able to help you.

Hesitate to Call the Police

An accident happened, and you’ll need a chance to have it recorded and tell them your version of events. The insurance company may require a formal police report to process any claims for damage to your body. Some people hesitate to involve the police because they don’t want to feel like a trouble maker or be worried about being blamed for the accident. You should always contact the police and request a report be made.

They Wait Too Long to See the Doctor

Depending on a person’s financial situation, they may avoid getting medical treatment. They might worry about the cost or their insurance coverage, or maybe they have to get home to relieve the sitter. Not seeking medical attention is a mistake, even if it is just going to the nearest urgent care facility. You’ll need a record of the damages for your insurance company and for an attorney who can work with you to help you get the medical bills paid.

Get Irrate with Other Drivers or First Responders

Sometimes a car accident is a stressor that pops a larger stress bubble. In these cases, a person flies into a rampage and attempts to berate or bully the other driver, other people involved in the accident, or even medical responders or law enforcement. Never do this, as it’s going to get documented in the reports, and this could cause the insurance company to want to avoid paying out for your claims altogether. It may also harm any future litigation you might endure because of the crash.

When Should You Get a Lawyer?

Should you employ an attorney or handle the situation yourself? Seek advice before making this critical decision. Determine when you absolutely require legal assistance and when you may be able to do so without incurring additional costs. 

When to hire a lawyer is not always a straightforward question to answer. There are some situations where the answer is an unequivocal “yes,” but most of the time it is a matter of weighing multiple considerations. 

When Do You Need a Lawyer?

When You’re in a Nasty Divorce 

There is no need for a lawyer when couples agree on all of the specifics of their divorce. When it comes to property, investments, savings, support, debt, and child custody arrangements, however, only a fool would go without legal counsel. A finalized divorce’s terms are extremely binding, and they can only be modified by returning to court. All of this can be prevented if you hire a qualified lawyer right once.

When Starting a Business

Starting a business can be difficult, and a lawyer is necessary to ensure that all legal criteria are met. Whether you’re a sole proprietor or have partners, it’s really impossible to negotiate the legalities alone unless you have a thorough understanding of them. A corporate law attorney will not only assist you with this but will also ensure that you are protected.

When Considering Filing For disability

A lawyer or advocate from a social security disability law firm Orlando-based can assist you fill out the SSDI or SSI application and acquire medical documents and other proof to support your claim. They can look through your application for errors or omissions that could jeopardize your chances of getting approved, and they can attend meetings or conferences with Social Security officials with you. The Social Security Administration (SSA) will work directly with your representatives and give them access to your Social Security records.

Involved in a Car Accident 

If you’re hurt in an accident that wasn’t your fault, the other party’s insurance company will likely try to persuade you to settle your claim as soon as possible. Never trust insurance company representatives before consulting with a personal injury lawyer. Hiring a lawyer can assist you in getting the most out of the circumstance while avoiding any negative effects.

Once in a lifetime, you will require the services of a lawyer. A lawyer will assist you in getting through difficult times and, if necessary, reduce fines. The situations listed above are examples of when you should hire a lawyer.

Is Working as an Investor Overseas Worth It?

Are you interested in starting a business in the United States? Statistics show that 43,286 individuals were issued with an E-2 Visa in the year 2019. If you want to apply for an E2 visa Los Angeles-based or any other location and don’t know where to start, this article is for you.

What is an E-2 Visa?

An E-2 investment visa allows individuals from a treaty country to start or buy an investment in the United States. Employees of an organization that qualifies for an E-2 visa may also be eligible for this visa.

What are the requirements for applying for an E-2 Visa?

To be qualified for an E-2 investor visa, you must:

  • To enter the United States purely to develop and manage an investment.
  • Have already invested, or you are investing, a substantial amount of money in a genuine business in the United States.
  • Be a citizen of a treaty country.

How to get an E-2 Visa

If you wish to apply for an e2 visa in Los Angeles or in any other city, you can do it without hiring a lawyer. However, most people prefer to hire a lawyer to avoid time and money that could be wasted if they make a mistake.

Benefits of Investing in The U.S. as a Foreigner

Here are the main reasons to apply for an E-2 Visa:

  • Domestic and global market access: The United States is widely known for its excellent economy. It has over 325 million people.
  • A land of innovation: Compared to other countries, it leads in research and development and has the most registered patents.
  • Productive workforce: U.S. workers are among the best skilled and productive in the world.
  • Access to the best education system: the U.S. has the best education system and a home for the best universities than any other country.

Bottom Line

Most E-2 visa applications are accepted. Do not let your ambition of investing in America be wasted because you failed to apply for an E-2 visa.

Common Causes of Car Accidents

It is important to understand that accidents can happen when you get behind your car’s wheel. And this article is purely to educate people, not to scare them. It helps you understand the dangers you could face on roads and help you understand how to exercise caution. Exercising caution requires you to have the right information to help you protect yourself better when on the road. 

Some Car Accident Statistics

To help you better understand the threats you face on the roads every day, here are some road accident statistics for you. You already know that car accidents happen, but how often are they? Although vehicles are increasingly safer because of better and more advanced safety features, they are still vulnerable to accidents. Speed remains the biggest cause of these accidents, and therefore, not letting your guard down might be the best way to stay safe. 

Statistics from the  Insurance Information Institute show that in 2019, 36,096 people perished in car crashes. That was a notable decrease in fatalities from the previous year, 2018, but the numbers are still alarmingly high, surpassing the 36,000 mark. The last year when the fatalities from road accidents did not pass the 36,000 mark was in 2015. 

What are the Common Causes of Road Accidents?

With advancements in technology, cars keep getting more advanced and increasingly safer. Besides, in an attempt to increase safety, more laws keep being implemented. But accidents keep happening regardless of all these efforts to keep people safe while on the road. Do you wonder why that happens?

The truth is, several factors contribute to the occurrence of road accidents. At times, factors beyond people’s control end up being the main cause of auto accidents. Other times, neglecting set laws and precautions lead to these accidents. Some of the common causes of auto accidents are listed below.

Distracted Driving

When you take your first driving lesson, the basic thing your instructor tells you is always to keep your eyes on the road. It is a very simple instruction, but one that many drivers often overlook. 

Many things can get a driver distracted when they are behind the wheel of the vehicle. One major distractor these days is mobile phones. When driving, a simple notification sound is bound to get most drivers distracted. They want to check their smartphones to see what the new message is about. And that simple thing takes away the attention of most drivers. 

Often you might have gotten away with phone usage while driving, but that’s not always the case. At times, one late reaction might land you in trouble. Therefore, it is important to ensure that you keep your smartphone away while driving to minimize the chances of getting into an auto accident. 

Other habits that often distract people when on the road include eating, wearing and fixing clothes, hair, or makeup, and listening to loud music. You can avoid them if you want to stay safe on the road. 

Car Related Issues

The vehicle itself might be the cause of an accident. Poor maintenance practices such as not fixing brakes, car lights, and tires might lead to an accident. Therefore, it is important to ensure that you regularly check your vehicle’s condition to ascertain that everything is functioning properly. 

Environmental Hazards

Your environment might be a reason why you find yourself in an accident. Issues like bad weather, bad roads, and wildlife or animals on the road might lead to auto accidents. It is important to ensure that you read road signs in unfamiliar areas. Besides, you might want to check the weather forecast before heading out to unfamiliar areas to ensure that you do not get blindsided by bad weather.

Driving Under the Influence

Driving under the influence of any drug or substance often leads to road accidents. Alcohol, prescription drugs, and other illicit drugs get people in trouble due to their impact on proper judgment. It is important to be alert when on the road. That means that you should not drive while under the influence of any drug or substance. 

Final Thoughts

Road safety is not a guarantee for anyone. Accidents happen, and people get injured. Hopefully, you’ll get the luck and successfully evade such misfortunes. But there could be times you find yourself in an accident, and you might require the services of an accident lawyer