After a car accident, if you suffer physically, mentally, and financially, as per the law, you deserve to be compensated for those losses. However, settling a car accident claim is not easy. The process is lengthy and can drain you, especially if you are also dealing with injuries on the side. For people who choose to go through the process without a car accident lawyer, it is tough for them to figure out what to do, which can lead to mistakes. Here are some of those common mistakes you need to avoid jeopardizing your accident claim.
Not Getting Medical Attention
One of the first things you need to do after being involved in an accident is to get medical attention. That way, you can receive treatment for your injuries before they worsen. In addition, medical records are also part of the evidence. If you delay getting treatment, the insurance adjuster and the driver at fault can easily claim that you were not injured in the accident and that any injuries you have came from somewhere else. You can avoid such bogus claims by seeing a doctor immediately. Most importantly, some injuries like internal bleeding may not be apparent immediately. Going to the hospital allows the doctor to examine you and rule out such risks.
Not Documenting the Accident
If you can, try and document the scene of the accident, as it will help with your claim. The photos and videos you take are the evidence your attorney will need when making a claim. You can photograph the injuries, damage to the vehicle, traffic lights, or signs around the area and take witness statements and information. It may seem like a lot, but if you can, document all that. You do not want to leave any loopholes that can be used against you.
Failing to Call the Police
Always call the police after an accident where you have suffered losses and plan to file a claim. Even if the other party insists on settling the matter without the authorities, they do not agree. Traffic police have been trained to investigate the scene of an accident, collect evidence, identify witnesses, among many other things. Plus, you will need that police report to establish liability.
Not Hiring A Lawyer
You may think that your insurance company is on your side, till the day you get into an accident. At the end of the day, insurance is business, and they are protecting themselves. That is why it is crucial to have a skilled car accident lawyer representing you. The lawyer can guide you in filing the claim, negotiate for reasonable compensation, and ensure no mistakes are made. They will also help you collect any evidence that can support your case. If the issue goes to court, your lawyer will represent you.
Accepting a Quick Settlement
If you sustain severe injuries from the accident, your medical bills are likely to be high. On top of that, you may need ongoing medical care before you are completely healed, which is not cheap. During this time, you are stressed and vulnerable, which some insurance companies can take advantage of. Try not to accept a quick settlement without doing your due diligence. Some insurance companies can offer you a low settlement, and once you accept it, your file is closed, and you cannot go to court. Take your time first and seek legal counsel. The attorney will handle the negotiations for you.
All the mistakes listed above can be avoided by hiring a car accident lawyer. They have been doing this for a long time and have perfected the skills of negotiating for a good settlement.